Write a concise feature that explains how Russell Laffitte’s state and federal charges intersect, focusing on concurrent sentencing and the role of fiduciary duty in his scheme. Describe the mechanics of the fraud in a bank context, highlighting how misappropriated trust funds and conservatorship duties enabled abuse. Include a short victim-centered sidebar on restitution, impact, and steps victims should take. Conclude with policy implications for SC, such as conservatorship oversight and banking safeguards, plus a practical takeaway for readers to recognize red flags in financial matters. If possible, weave in a brief timeline of indictments, trials, and sentencing to provide structure.